Aetna Medicare Supplement Plans 2019

Aetna is considered one of the best insurance companies to buy supplemental Medicare coverage from. These coverage plans are not the same as basic Medicare and they actually work with that basic plan. The Aetna Medicare Supplement plans for 2019 are going to be some the most in-demand Medicare Supplements once they become available.

We want to take some time to look those plans and what they have to offer. There are ten of them in all, and we won’t go through all of them, but we do want you to have an idea of what’s available and what Aetna is offering so that you can make an informed decision about was kind of medical insurance you should be getting. It could be Medicare Supplements from Aetna that are right for you, and it could be that you need to go somehow else to get the necessary coverage. Hopefully, once you read through here you will have a better idea of which it is for you.


medicare supplement plans 2019


The Best Plan?

Wouldn’t it be easy if we could just tell you that Aetna has the best Medicare Supplement plan and you should just choose that? Well, we can’t, unfortunately. There is a right plan for everyone, and you have to find the right plans for you. Because the plans come with higher prices and they offer more coverage, that means you need to find the right balance between the cost of the plan and the coverage it gives you. Once you do that, then you will be well off and secure in your coverage, able to afford the payments each month and not worrying about if your plan is meeting your needs or not.

So, no, there is no “best” plan for everyone, but there is a right plan for you, and hopefully you can find out what that is soon enough.

Why Aetna?

There are lots of insurance companies to pick from for Medicare Supplements. Why would we choose to focus on Aetna when there are so many other options? Well, for starters, it is a company with a decent reputation, and that means something to a great many people, especially seniors who want a nice, easy transition from whatever kind of medical insurance they have now (if any) to a new plan with new coverage and rules.

It’s Medicare making the rules and the coverage for the Supplement plans. However, it is up to Aetna to decide which of the 10 plans it will be offering and how much it will charge for them. That means that you can count on the coverage staying the same no matter how much or how little Aetna chooses to charge for the plan.


medicare supplement plans 2019


Aetna won’t always have the best prices, and it is in your best interests to look at what’s available and compare the costs to you, especially since the 10 plans are the same no matter where you buy them from.

Aetna has picked out what it thinks will be the best plans for its subscribers. It only offers a few of the plans, and that list can change in time. If they don’t have what you are looking for right now, then you might want to come back later and check to see what they are offering. If you have your heart set on going with Aetna, you want to be careful about settling for a plan that isn’t right for you, but you also want to keep an open mind and determine if the prices are good enough to splurge on a higher coverage plan or if they are so low that you need to cut your ideal coverage down by just a bit and choose a lower coverage plan.

In the end, you need to make sure that your coverage plan is affordable, and Aetna Medicare Supplement plans for 2019 may meet that criteria. If they don’t then you need to move on to another provider and another set of plans.

Supplemental Coverage

Perhaps you’re wondering what Aetna Supplement plans cover. They are meant to work with the basic Medicare plan and cover things that Original Medicare leaves you to pay on your own. That would be deductibles you pay once a year for Medicare Part A and Part B. It would also include copayments for Medicare Part A, Part B, nursing care and hospice care. The Supplement plans also take care of expenses such as blood use, excess charges when Medicare isn’t fully accepted by a healthcare provider and the cost of being transported for emergency medical care while outside the country.

This coverage can be substantial, and it can come in very useful for people who are paying lots out of their own pockets for medical insurance. Consider signing up for an Aetna Medicare Supplement plan to get the kind of cover you need and the kind of coverage that makes your healthcare finally affordable. If your healthcare is perfectly affordable right now, then you may not need these plans, but for everyone else, this can be a great way to save some money.

The coverage offered by Aetna plans and Supplement coverage plan in general is enough to save many Medicare subscribers hundreds and thousands of dollars every year.  They a get the kind of coverage they need without paying a lot of money, as many of these plans are very affordable. They come with monthly premiums and those premiums tend to change on about an annual basis. If you can no longer afford your plan once the price goes up, the you can always switch to a lower coverage plan or to another provider who will charge you less for the same coverage.

The Supplement Plans 

aetna medicare supplement plans 2019We are not going to go into detail about every Medicare supplement plan here. We want to discuss a few of the ten that people choose the most often and that pack the most value. In years past, Plan F was the most popular one. It is the one plan to cover all the supplements expenses- those items of coverage we listed earlier. It does so at a hefty price, though, and you can expect to pay quite a bit more than you would for any other medical insurance Supplement plan.

Plan F’s popularity has waned over the last few years. It is no longer the plan of choice for most people. That’s likely because people are starting to understand that Plan F is kind of overpriced, in many instances. It’s not a plan that works well or offers a lot of savings for most people. It is intended for someone who has lots of medical bills and who pays out-of-pocket expenses frequently.

However, you can get some similar coverage from Plan G and Plan N. These plans come with just about the same coverage and tend to have much lower price points. How much lower the cost is than Plan F will depend on which of the other plans you choose and what Aetna charges for them. Of course, Aetna isn’t the only place to get the Supplement plans, but that’s who we are focusing on right now.

Plan G is a great alternative to the popular Plan F, and it covers all the supplemental items except for the Medicare Part B deductible.

Plan N offers slightly less coverage and a slightly lower price tag. It also does not cover the Part B deductible. It also will not cover the Part B excess charges or some of your small copayments you need to make from time to time.

Any of these plans could suit you quite well, depending on your financial situation and your coverage needs. Be sure to look at the Aetna Medicare Supplement Plan for 2019 and see what’s offered. You may just find a plan that’s a good fit for you at a good price.


medicare supplement plans 2019